Which savings account is right for me?
You want to start saving. But which savings account should you choose? We are happy to help you get started.
Find the account that fits you
Answer a few questions and discover which savings account fits your needs
On your own or together
Rabo Deposit (Dutch)
Make a one-off deposit and receive a fixed interest. The balance is fixed for the term of the deposit. From €5,000
Rabo Savings Account
Save with a variable interest rate and withdraw money whenever you want.
Plan withdrawals at least 90 days in advance. This helps you earn a higher interest rate. You can deposit money at any time.
Rabo Goal Savings Account (Dutch)
Your money stays in the account until the agreed date. Withdrawing earlier may cost money. Earn a fixed interest rate per deposit. Deposit money at any time.
In your child’s name
If you save in your child’s name, every amount you deposit counts as a gift to your child. Three bank accounts you can use to save in your child's name are shown below.
Rabo Rainbow Account (Dutch)
Your child will have access to the balance as from their 18th birthday.
Rabo Managed Gifting (Dutch)
Select an end date (up to your child’s 30th birthday) on which your child will be able to access the balance. The first deposit must be at least € 500.
Rabo Goal Savings Account (Dutch)
Your money stays in the account until the agreed date. Withdrawing earlier may cost money. Earn a fixed interest rate per deposit. Deposit money at any time.
Let your child save on their own
Let your child make transfers, create savings goals with piggy banks, and withdraw money independently.
See the difference between variable and fixed interest (Dutch video)
Not every savings account works the same way. Some accounts have a variable interest rate, while others have a fixed interest rate. In this video, we explain the difference and show how a fixed interest rate per deposit works.
Saving for your pension
Do you want to retire early, or do you want an additional piggy bank so you can save up for enjoyable activities during your retirement? For example, you might want to make up for a shortfall in your income. Whatever your reason, saving for retirement is usually a smart move. Discover what you can do to top up your pension savings.
Are you looking for a business savings account?
Rabobank also enables businesses to save so that they can cover future investments or unexpected costs, for example. Our business savings accounts are compared below.
