Rabo Comfort
Most complete payment package, also for when you travel
*Subject to change. Terms and conditions are applicable to credit card and insurance.
Your payment package at home and when travelling
Rabo Comfort enables you to pay easily and securely, including when you are on holiday or on a business trip. Your credit card provides additional security as your purchases are insured for up to 360 days. If you also opt for multi-trip travel insurance from Interpolis, you will receive a 10% discount. Banking together is easy, as you can add someone to your account free of charge. When travelling, you do not pay any additional fees in countries that use the euro. In other countries you pay a surcharge of 1.4% for debit card payments and 2% for credit card payments. Rabo Comfort is free for the first six months. After that period ends, you will pay the regular fees. Other charges, for example for being overdrawn, are still payable.
Extra security with your credit card
A credit card gives you some additional flexibility when it comes to your budget. You can spend up to €10,000 a month (depending on your income) and you do not have to pay until the end of the month. This is useful when you make larger purchases or have unexpected costs. It is an easy, secure and reliable way to pay.
Open Rabo Comfort in three steps
Arranged in just five minutes in the Rabo App.
Open the Rabo App
If you do not have the app yet, download it from the app store.
Apply for Rabo Comfort
Select 'Apply for payment account' and enter your details. You will need a passport or ID card.
Receive your banking products
You will receive your debit card and PIN by post within five working days. You can make online payments with your new account immediately.
What you need to know about Rabo Comfort
Terms of Conditions
View the terms and conditions for payment and online services, as well as the retail payment transaction fees and limitsFees
How much does a payment account or an additional debit card or credit card cost?
| Rabo Comfort | € 6.95 per month |
| Options | |
|---|---|
| Additional credit card | + €0.75 per month |
| Additional debit card | + €0.00 per month |
| Monthly paper bank statement | + €1.20 per month |
| Paper bank statement every two weeks | + €2.50 per month |
| Weekly paper bank statement | + €5.40 per month |
| Monthly paper bank statement if the payment account has not been added to Rabo Internet Banking | Free |
Payment and cash withdrawal fees at home and abroad
| Payment method | In euros | In a foreign currency |
|---|---|---|
| Payment using your debit card | No additional fees | 1.4% exchange rate surcharge |
| Payment using your credit card* | No additional fees | 2% exchange rate surcharge |
| Cash withdrawal using a debit card** | No additional fees | 1.4% exchange rate surcharge |
| Cash withdrawal using a credit card** | €4.50 | €4.50 + 2% exchange rate surcharge |
* Some service providers and retailers (for example, certain online retailers) apply a surcharge for credit card payments. In such cases you pay a small additional amount.
** Foreign banks may charge fees for using the ATM. You receive a notification to this effect when making the cash withdrawal.
Emergency cash for financial assistance in the event of an emergency outside the Netherlands
| Amount | Fees per provision |
|---|---|
| €250 up to €550 | No additional fees |
| €550.01 up to €1,000 | No additional fees |
| €1,000.01 up to €2,200 | €57.25 |
| €2,200.01 up to €6,200 | €62.75 |
Interest rates
The interest rate is variable. That means it can change at any time. We will inform you if the interest rate changes.
Fees and rates are subject to change.
Frequently asked questions about Rabo Comfort
Start with your new payment package
Now free for the first 6 months