Growing a better world together
Rabobank is an international, cooperative bank with a Dutch history. Our starting point? Together we can achieve more than we could alone.
We are happy to involve you in this approach. How we try to make a positive impact on society, both domestically and internationally. For example, in the energy and food transition. In this, we promote sustainability and cooperation. That's why our mission is ‘Growing a better world together’!
Our impact in 2024
Rabobank's strong business performance in 2024 enables us as a cooperative bank to contribute to our communities and society. As a bank without shareholders, but with client councils and 2.3 million members instead, members have a say in how the bank invests its knowledge, time, and money to make a positive impact. This is reflected in our products and services, and in the way we give back a part of our profit to our members, customers, local communities, and society through cooperative initiatives.
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Cooperative contributions
Since 2023, we allocated more than EUR 700 million for our customers, members, partners and employees to support them to become more sustainable. As a cooperative bank, for the last 125 years, a part of our profits is given back to society, supporting the communities we serve. These contributions include regular social and societal contributions to the local communities and driving the energy and food system transitions through our cooperative dividend.
Cooperative initiatives for members, customers and employees
Thanks to our strong financial results, we can do more for society. At the end of 2023, we announced several cooperative initiatives. With these, we support customers, members, and employees in the transition to a sustainable future. In the summer of 2024, we added an initiative to support young people.
Cooperative Initiatives
Cooperative initiatives for local communities
From our cooperative dividend, we support initiatives in the Netherlands that focus on neighborhoods and clubs. Our members play an important role in this. The member council determines the amount of the contribution. Besides a financial contribution, we often share our knowledge, our network, our media or deploy our people.
An example of this is Rabo ClubSupport, where our members decide which clubs and associations receive financial support from us.
Results Rabo ClubSupport in 2024
clubs and associations participated in the voting campaign
of our members voted for their favorite local club or association
was paid out in cooperative dividend to the clubs and associations that participated
Our cooperative initiatives for a more sustainable society
Brainport Partner Fund
Rabobank is one of the initiators of a unique partnership in the Netherlands: the Brainport Partner Fund. Through this fund, the collective business community in the Brainport region will contribute a total of EUR 219 million over the next twelve years to improve accessibility, affordable housing, extra talent for the labor market, and equal opportunities for all residents. The Brainport region, which includes Eindhoven and the whole of southeastern Brabant, is known for its innovative manufacturing industry and economic growth.
Our cooperative products and services
Sustainability discount A-label mortgages
In 2024, we introduced several initiatives, including an automatic sustainability discount for mortgage customers with homes that have an official A-label or higher.
In conversation about…
Lilian Damen is director of Cooperative Development at Rabobank. Arshak Mazloumian is a Members’ Council Representative. The main topic of their conversation is: Every generation deserves its own cooperative.
Read the interview here
Better bank, better world
As a meaningful cooperative and a rock-solid bank, a part of our profits is given back to society through our cooperative dividend and various cooperative initiatives. Making the way we live and do business more sustainable is the challenge of our time. We know change is needed and we want to contribute to that as a sustainable cooperative bank.
To us that means we act on climate, value nature and enable people. This is what makes Rabobank unique and how we are growing a better world together.
Act on climate
Kempower and DLL support the transition towards electric driving
With the rapidly growing number of electric vehicles (EVs) comes the need for fast-charging solutions. Kempower is committed to making user-friendly Direct Current (DC) fast-charging more accessible and affordable. In order to support its customers with flexible and more efficient financing options, Kempower has partnered with asset finance company DLL, a subsidiary of Rabobank Group.
In conversation about…
Eric Lücke is Head of Sustainability at Rabobank. Alfred Echten is CEO of Bork Groep bv.
Bork Groep bv. is an innovative leader in the demolition, recycling, and remediation industry, with a focus on sustainable practices and the circular economy. The main topic of the conversation is: We need a bank that aligns with us. And Rabobank fits the bill.
Read the interview hereValue nature
Dairy value chain
In the newly launched Future Fit Dairy Initiative (FFDI), Arla Foods, Danone, DSM-Firmenich, FrieslandCampina and Rabobank have joined forces. United by their belief that dairy can contribute to nourishing communities whilst operating within planetary boundaries, they are ready to take action and show that it can be done.
In conversation about…
Els Kamphof is responsible for Wholesale & Rural (W&R) on Rabobank's Managing Board. In a conversation with Rabobank's editor-in-chief Max Christern, she reflects on 2024 and discusses the bank's plans to make an impact again this year together with customers.
Read the interview hereFinancial healthy living
Pro-active customer service
Dedicated teams support customers in financial difficulties and provide preventative care. The next step is to enhance the set of early warning signals so that more customers can be helped earlier in the process.
Our results in 2024
As a cooperative bank we want to contribute to positive change and we promote a more sustainable, inclusive society. We believe in the power of collaboration. Together with customers, members, employees and partners, as well as products, knowledge and networks – we work toward creating a better world for future generations.
Our global impact, other results and reports in 2024:
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