Applying for a credit card
Make easy and secure (contactless) payments with your credit card at home, abroad, and online. You buy and pay now, but the total amount of your purchases will not be debited from your payment account until the end of the month. And did you know that your credit card comes with great insurance? Check out your options here.
See which credit card is best for you
RaboCard
Free of charge with the Rabo Basic Package or for a small additional fee per month with a Student Package.
Rabo GoldCard
Free of charge with the Rabo Total Package.
Why you should choose a credit card from Rabobank
It’s never been so convenient to pay by credit card
Want to make contactless payments with your credit card or pay using Apple Pay or Google Pay? Pay by credit card in online stores, shops, and restaurants. Book a hotel or car. Pay securely with your credit card however you want.
Take care of a lot of credit card matters yourself
Want to know how to activate your credit card, or how to block your credit card if you lose it? Forgotten your PIN? Planning to make a purchase that is higher than your available funds? It’s easy to take care of all this with the Rabo App, which is ranked in the world’s top 10 banking apps!
Credit card insurance
A purchase has been made with your credit card, and it has been stolen, damaged, or lost. Your flight or luggage has been delayed and you need to buy a few essentials. Purchases made with your credit card are insured or reimbursed in many situations.
Not a customer yet?
If you don’t have a payment package with Rabobank yet, then simply apply for that first. You need a payment package to apply for a credit card with us.
Paying with a credit card
You can use a credit card to pay in a variety of ways, both online and offline. The maximum amount you can spend depends on your spending limit. At Rabobank, you can increase your available funds by transferring money from your payment account to your credit card.
A payment with your credit card works as follows. You pay by credit card, for example in a hotel, shop, or online. The credit card company then advances the amount. You repay the outstanding amount at the end of the month. This applies to all the payments and cash withdrawals you make in one month. Your credit card overview shows what you have spent with your credit card and the amount that will be debited from your payment account.
Withdrawing money with a credit card
With a credit card, you can withdraw money anywhere in the world. This is particularly useful abroad if your regular debit card is not accepted by the ATM. In the Netherlands, withdrawing money with your credit card works in the same way as withdrawing money with your debit card. It often works a little differently abroad. The ATM often presents you with a number of choices. Choose cash withdrawal. The ATM will ask whether you want to withdraw with or without conversion. Withdrawing with conversion means that the bank where you withdraw the money determines the exchange rate. You usually pay more for this. Withdrawing without conversion means that your own bank determines the exchange rate. This is more beneficial for you.
There are costs associated with withdrawing money with your credit card. Check these below.