Applying for a credit card
Make easy and secure (contactless) payments with your credit card at home, abroad, and online. You buy and pay now, but the total amount of your purchases will not be debited from your payment account until the end of the month. And did you know that your credit card comes with great insurance? Check out your options here.
See which credit card is best for you
RaboCard
Free of charge with the Rabo Basic Package or for a small additional fee per month with Rabo Free.
Rabo GoldCard
Free of charge with the Rabo Total Package.
Not a customer yet?
If you don’t have a payment package with Rabobank yet, then simply apply for that first. You need a payment package to apply for a credit card with us.
Why choose a Rabobank credit card?
Pay in the way you want
Pay contactless or use Apple Pay or Google Pay. You can use your credit card in online stores, stores, and restaurants. You can also use it to book a hotel or rental car.
Manage your credit card yourself
You can manage many credit card settings in the Rabo App. Activate your card or block it if you lose it. You can also find your PIN and check how much you can still spend. Want to buy something above your current spending amount? You can also manage this in the Rabo App. The Rabo App is one of the ten best banking apps in the world.
Credit card insurance
Did you pay by credit card? Your purchase may be insured if it is stolen, damaged, or lost. You may also be insured if your flight or baggage is delayed and you need to buy essential items. You may then get some or all of the money back. Conditions apply.
Paying with a credit card
You can use a credit card to pay in a variety of ways, both online and offline. The maximum amount you can spend depends on your spending limit. At Rabobank, you can increase your available funds by transferring money from your payment account to your credit card.
A payment with your credit card works as follows. You pay by credit card, for example in a hotel, shop, or online. The credit card company then advances the amount. You repay the outstanding amount at the end of the month. This applies to all the payments and cash withdrawals you make in one month. Your credit card overview shows what you have spent with your credit card and the amount that will be debited from your payment account.
Withdrawing money with a credit card
With a credit card, you can withdraw money anywhere in the world. This is particularly useful abroad if your regular debit card is not accepted by the ATM. In the Netherlands, withdrawing money with your credit card works in the same way as withdrawing money with your debit card. It often works a little differently abroad. The ATM often presents you with a number of choices. Choose cash withdrawal. The ATM will ask whether you want to withdraw with or without conversion. Withdrawing with conversion means that the bank where you withdraw the money determines the exchange rate. You usually pay more for this. Withdrawing without conversion means that your own bank determines the exchange rate. This is more beneficial for you.
There are costs associated with withdrawing money with your credit card. Check these below.
FAQs about our credit cards
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