Rabo Standard
A payment package for your day-to-day banking
*Subject to change.
Pay the way you want
You want to be able to receive money and make payments easily, and you also want a clear picture of your income, your fixed costs or your day-to-day spending, for example. You can arrange your money matters in the way you want using the Rabo App. You can easily turn on notifications, set budgets and pay for parking. This means you can stay in control of your finances, day in, day out.
Open Rabo Standard in three steps
Arranged in just five minutes in the Rabo App.
Open the Rabo App
If you do not have the app yet, download it from the app store.
Apply for Rabo Standard
Select 'Apply for payment account' and enter your details. You will need a passport or ID card.
Receive your banking products
You will receive your debit card and PIN by post within five working days. You can make online payments with your new account immediately.
What you need to know about Rabo Standard
View the terms and conditions for payment and online services, as well as the retail payment transaction fees and limits
Fees
How much does a payment account or an additional debit card or credit card cost?
| Rabo Standard | €3.45 per month |
| Options | |
|---|---|
| Additional credit card | + €1.20 per month |
| Additional debit card | + €0.75 per month |
Payment and cash withdrawal fees at home and abroad
| Payment method | In euros | In a foreign currency |
|---|---|---|
| Payment using your debit card | No additional fees | 1.4% exchange rate surcharge |
| Payment using your credit card* | No additional fees | 2% exchange rate surcharge |
| Cash withdrawal using a debit card** | €0.81*** | €3.50 + 1.4% exchange rate surcharge |
| Cash withdrawal using a credit card** | €4.50 | €4.50 + 2% exchange rate surcharge |
* Some service providers and retailers (for example, certain online retailers) apply a surcharge for credit card payments. In such cases you pay a small additional amount.
** Foreign banks may charge fees for using the ATM. You receive a notification to this effect when making the cash withdrawal.
*** This applies to ATMs in the Netherlands and abroad that are not operated by Geldmaat. Withdrawing banknotes at a Geldmaat or Rabobank ATM remains free of charge.
Fees paper bank statement
You pay nothing for a monthly paper bank statement if your payment account is not linked to an agreement for Rabo Online Banking. If it is linked, you will be charged for paper statements, because you can also download them yourself. The fees in that case are:
Emergency cash for financial assistance in the event of an emergency outside of the Netherlands
| Amount | Fees per provision |
|---|---|
| €250 to €550 | €16.50 |
| €550.01 to €1,000 | €22.00 |
| €1,000.01 to €2,200 | €57.25 |
| €2,200.01 to €6,200 | €62.75 |
Interest rates
The interest rate is variable. That means it can change at any time. We will inform you if the interest rate changes.
Fees and rates are subject to change.
Frequently asked questions about Rabo Standard
Start applying for your new payment package
Arranged in just five minutes in the Rabo App.