Rabo Standard
A payment package for day-to-day banking for both of you
*Subject to change.
Share a clear view of your combined money matters
When you run a household together, you need a clear picture of your money matters. A joint account to pay for fixed costs, groceries and trips makes things simple. You can use the Rabo App for budgets, notifications and parking. This convenient, clear and economical package is exactly what you need to keep joint control of your shared finances.
Open Rabo Standard in four steps
Arranged in just five minutes in the Rabo App.
Open the Rabo App
If you do not have the app yet, download it from the app store.
Start your application
Go to 'Products' and select 'Apply for payment account'. Indicate that you want to open a joint account. The other person will receive an email containing an invitation.
Enter your details and confirm your decision
You will need a valid passport or ID card. The other person must confirm the decision.
Receive your banking products
You will receive your debit cards and PINs by post within five working days. Both of you will then be able to make payments using your new account.
Fees and terms and conditions
Terms and conditions
View the terms and conditions for payment and online services, as well as the retail payment transaction fees and limitsFees
How much does a payment account or an additional debit card or credit card cost?
| Rabo Standard | €4.45 per month | ||
| Options | |||
|---|---|---|---|
| Additional credit card | + €0.75 per month | ||
| Additional debit card | + €0.00 per month | ||
| Monthly paper bank statement | + €1.20 per month | ||
| Paper bank statement every two weeks | + €2.50 per month | ||
| Weekly paper bank statement | + €5.40 per month | ||
| Monthly paper bank statement if the payment account has not been added to Rabo Internet Banking | Free |
Payment and cash withdrawal fees at home and abroad
| Payment method | In euros | In a foreign currency |
|---|---|---|
| Payment using your debit card | No additional fees | 1.4% exchange rate surcharge |
| Payment using your credit card* | No additional fees | 2% exchange rate surcharge |
| Cash withdrawal using a debit card** | No additional fees | €1.4% exchange rate surcharge |
| Cash withdrawal using a credit card** | €4.50 | €4.50 + 2% exchange rate surcharge |
* Some service providers and retailers (for example, certain online retailers) apply a surcharge for credit card payments. In such cases you pay a small additional amount.
** Foreign banks may charge fees for using the ATM. You receive a notification to this effect when making the cash withdrawal.
Emergency cash for financial assistance in the event of an emergency outside the Netherlands
| Amount | Fees per provision |
|---|---|
| €250 up to €550 | No additional fees |
| €550.01 up to €1,000 | No additional fees |
| €1,000.01 up to €2,200 | €57.25 |
| €2,200.01 up to €6,200 | €62.75 |
Interest rates
The interest rate is variable. That means it can change at any time. We will inform you if the interest rate changes.
Fees and rates are subject to change.
FAQ
Start applying for your new payment package
Arranged in just five minutes in the Rabo App.