Contactless payments using your smartwatch
Contactless payments are easy, secure and quick. A smartwatch is one device you can use to make contactless payments. Link your smartwatch to your Rabobank payment account and you’ll be able to make contactless payments with your watch. You can use an Apple, Garmin or Fitbit smartwatch. Read more about how it works here.
How do you pay with your smartwatch?
Apple watch (Apple Pay)
Anywhere you can make contactless payments with your debit card or credit card, you can also pay with Apple Pay on your Apple Watch. You activate Apple Pay in the Rabo App. Add your Rabobank digital debit card to the Apple Wallet. You can now make payments with your Apple Watch.
Wear OS smartwatch (Google Pay)
You can now also make contactless payments with your smartwatch (Wear OS 2 or later). To pay with your smartwatch, open the Google Wallet app and hold it against the payment terminal.
Fitbit
You can now also make contactless payments with your Fitbit Smartwatch by linking your debit card to your Fitbit via the Google Wallet. Do you use Fitbit Pay? You’ll receive a notification from your Fitbit to update your payment method to Google Pay.
- In the Rabo App, go to ‘Settings’, ‘Debit cards and Credit cards’ and select ‘Debit card’
- Choose the (active) debit card you want to link and click on ‘Card details’.
- Copy your card number and remember the expiry date (this is also on the back of your debit card).
- Open the Fitbit app on your smartphone. Make sure your smartwatch is nearby. If you haven’t activated your Fitbit yet, do that first.
- Click on Google Wallet and ‘New credit card or debit card’
- Enter your card details: paste the card number (which you copied from the Rabo App) and fill in the expiry date. Leave the security code blank.
- Read the terms and conditions and accept them if you want to use Google Pay.
- Confirm the activation via text message. To do this, click on ‘Text message’ method and ‘Continue’.
- Within a few moments, Rabobank will send you a text message confirming that the activation was successful.
- Your card will be visible in the Fitbit app. You can now pay with Google Pay using your Fitbit!
- Open the payment screen on your device.
When prompted, enter the 4-digit PIN code for your device. Your default card will appear on the screen.
Hold your wrist near the payment terminal to pay with your default card.
As soon as the payment has been approved, your device will vibrate and you will receive a confirmation on the screen.
Garmin
You can also pay securely and quickly on the go with Garmin Pay on your Garmin Watch. Garmin Pay is currently available on the Garmin Vivoactive, Venu, Forerunner, Instinct and Fenix.
- Press and hold the activation button on your smartwatch.
- Select the Wallet icon.
- Enter your PIN code (if you haven’t done so that day or since you took off the watch). You’ll now see the debit card on the screen of your Garmin.
- Hold your smartwatch close to the payment terminal to pay.
- You’ll see if your payment has been successful on the payment terminal.
- Go to ‘Settings’ and ‘Debit cards and credit cards’ in your Rabo App or in Rabo Online Banking.
- Select the (active) debit card you want to link and click on ‘Card details’.
- Copy your card number and remember (or write down) the expiry date.
- Download and open the Garmin Connect app.
- Connect the app to your smartwatch (if you haven’t already done so).
- In the app, click on your smartwatch and select Garmin Pay.
- Click on ‘Create your wallet’.
- Enter the 4-digit PIN code you want to use to activate the payment function in the future and confirm.
- Choose the card type, the logo can be found on your debit card.
- Do you have a Maestro debit card? Paste the card number you copied from the Rabo App here and fill in the expiry date. (In the CVC code field enter 000). Do you have a Visa or Mastercard debit card? Your card number, expiry date and CVC/CVV code is found on the back of your debit card. Enter this information here.
- Select text message with an activation code and enter the code in the Garmin app.
- Your debit card is now linked to your smartwatch.
- You will receive confirmation by text message that the activation has been successful.
How to add a digital debit card to your smartwatch
Pay the way you want: everything you need to know about contactless payments
Besides your smartwatch, there are other contactless payment options, such as Apple Pay and Google Pay. Pay using your preferred option.
FAQ
Terms and conditions for contactless payments using a smartwatch
It’s a good idea to be well-informed before you start making payments with a smartwatch. Read the terms and conditions carefully.
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