man betaalt contactloos bij serveerster in een cafe

Contactless payments at Rabobank

Contactless payments are quick, easy and secure. You almost never have to enter a PIN code or insert a card into a card reader. Rabobank debit and credit cards automatically come with the contactless payment option. You can also choose from multiple contactless payment methods, such as Apple Pay and Google Pay. View the options here to choose your preferred payment method.

Read more about contactless payments

At Rabobank, you can choose how you pay, which is why we offer multiple options for making contactless payments. Read more about what others check out about contactless payments here. Contactless payment limits

How do contactless payments work?

Contactless payments are based on NFC (Near Field Communication). This technology enables your payment device to communicate with the payment terminal. This can be done in several ways, but it basically works as follows:

Activate contactless payments

Contactless payments using your Rabobank debit or credit card are automatically activated after you have used your debit or credit card for the first time with your PIN code. You need to first activate other contactless payment options, such as Apple Pay.

Ready to pay?

Hold your debit card, credit card, smartphone or smartwatch within 10 centimeters of the payment terminal.

Do you have multiple contactless cards?

They could interfere with one another. Therefore, only hold the debit card, credit card or device you want to pay with near the card reader. If your card or mobile phone is in your bag, it is not possible to make contact with it.

Payment successful!

You’ll see a confirmation on the payment terminal when the payment has been completed.

Contactloos betalen logo

Where can I make contactless payments?

Nowadays, you can make contactless payments in most places. You can also make contactless payments abroad if the payment terminal is suitable. You can recognize the contactless payment option from the following logo.

Are contactless payments secure?

Contactless payments are secure thanks to the different properties of NFC. An additional advantage of contactless payments without a PIN code is that no one can sneak a look at your code. Of course, it’s always wise to focus when you’re making a payment. Some contactless payment options such as Apple Pay have additional security because of the biometric sensors (Touch ID & Face ID). What’s more, your debit card and credit card limits have been set for your own security. This minimizes any damage in the event of theft or loss. Lost your debit card or suspect that someone has stolen your data? If so, take action immediately and block your debit card. You can also do so temporarily.

Want to switch off contactless payments?

No need for contactless payments? No problem, just switch them off via the Rabo App or Rabo Online Banking. And if you change your mind, you can switch them back on.

Don’t yet have a payment account with Rabobank?

Rabobank offers you a wide choice of payment packages. All payment accounts can be easily and quickly requested or changed online. If you want to switch to Rabobank, use the free Switching Service.