
Contactless payments at Rabobank
Contactless payments are quick, easy and secure. You almost never have to enter a PIN code or insert a card into a card reader. Rabobank debit and credit cards automatically come with the contactless payment option. You can also choose from multiple contactless payment methods, such as Apple Pay and Google Pay. View the options here to choose your preferred payment method.
How do you want to make contactless payments?
With your debit card
Find out how you can easily make contactless payments with your debit card
With your credit card (Dutch)
Find out how you can easily make contactless payments with your credit card With Google Pay on your Android phone
With Google Pay on your Android phone
Find out how you can easily make contactless payments with Google Pay With Apple Pay on your iPhone or Apple Watch
With Apple Pay on your iPhone or Apple Watch
Find out how you can easily make contactless payments with your iPhone or Apple Watch With your smartwatch
With your smartwatch
Find out how you can easily make contactless payments with Garmin Pay and Fitbit Pa
With OVpay on public transport
Find out how you can easily make contactless payments on public transport
Read more about contactless payments
At Rabobank, you can choose how you pay, which is why we offer multiple options for making contactless payments. Read more about what others check out about contactless payments here. Contactless payment limits
How do contactless payments work?
Contactless payments are based on NFC (Near Field Communication). This technology enables your payment device to communicate with the payment terminal. This can be done in several ways, but it basically works as follows:
Activate contactless payments
Contactless payments using your Rabobank debit or credit card are automatically activated after you have used your debit or credit card for the first time with your PIN code. You need to first activate other contactless payment options, such as Apple Pay.
Ready to pay?
Hold your debit card, credit card, smartphone or smartwatch within 10 centimeters of the payment terminal.
Do you have multiple contactless cards?
They could interfere with one another. Therefore, only hold the debit card, credit card or device you want to pay with near the card reader. If your card or mobile phone is in your bag, it is not possible to make contact with it.
Payment successful!
You’ll see a confirmation on the payment terminal when the payment has been completed.

Where can I make contactless payments?
Nowadays, you can make contactless payments in most places. You can also make contactless payments abroad if the payment terminal is suitable. You can recognize the contactless payment option from the following logo.
Are contactless payments secure?
Contactless payments are secure thanks to the different properties of NFC. An additional advantage of contactless payments without a PIN code is that no one can sneak a look at your code. Of course, it’s always wise to focus when you’re making a payment. Some contactless payment options such as Apple Pay have additional security because of the biometric sensors (Touch ID & Face ID). What’s more, your debit card and credit card limits have been set for your own security. This minimizes any damage in the event of theft or loss. Lost your debit card or suspect that someone has stolen your data? If so, take action immediately and block your debit card. You can also do so temporarily.
Want to switch off contactless payments?
No need for contactless payments? No problem, just switch them off via the Rabo App or Rabo Online Banking. And if you change your mind, you can switch them back on.
Don’t yet have a payment account with Rabobank?
Rabobank offers you a wide choice of payment packages. All payment accounts can be easily and quickly requested or changed online. If you want to switch to Rabobank, use the free Switching Service.