Contactless payments

Make contactless payments for small purchases by holding your debit card against the payment terminal, without needing your PIN code. Switch off contactless payments if you don’t use them.

Contactless payments with your new debit card

Contactless payments work after you have used the debit card once with your PIN code. You can then use your card to make contactless payments. This is how it works:

1
Hold your debit card against the payment terminal

On the side or on top. It differs depending on the payment terminal.

2
The payment terminal reads the chip in your card
3
We check the data
4
You’ll see a successful payment notification on the screen

No PIN code is required for amounts up to €50. But it is needed for higher amounts.

Contactless payments with a debit card or smartphone

Contactless payments are quick, easy and secure. You almost never have to enter a PIN code. Rabobank debit and credit cards automatically have a contactless payment option. You can also choose Apple Pay or Google Pay. View the options here to choose your preferred payment method.

Security of contactless payments

Contactless payments are as secure as other payment methods. An additional advantage of contactless payments without a PIN code is that no one can sneak a look at your code. Someone can digitally copy the data on your card, but that’s extremely difficult. If it does happen, there’s a good chance the culprit will be caught. Of course, it’s always wise to focus when you’re making a payment. Do you suspect someone has stolen your data? If so, take action immediately and block your card; you can also do so temporarily.

Dip & Go of Tap & Go

Payments in car parks and on toll roads are not contactless, but you don’t need a PIN code. This is called Dip & Go and works as follows:

• You insert your debit card in the payment terminal.

• Check the amount and press OK.

In some car parks, you pay via Tap & Go. You don't have to insert your card in the payment terminal, but you hold your card against it. Dip & Go and Tap & Go have different limits than contactless payments. You can pay up to a maximum of €100 per payment.

Frequently Asked Questions