Rabo Notice Savings
Save with a savings account where you plan a withdrawal at least 90 days in advance. Until then, the amount you want to withdraw stays in your account. This helps you earn a higher interest rate. Open your savings account online in 3 minutes.
Deposit and withdraw
Can you set aside your savings for a while but still want flexibility? Then Rabo Notice Savings may be right for you. Deposit money as often as you like. You can also withdraw money, with a waiting period of at least 90 days.
Explore the key features of Rabo Notice Savings
Manage everything online
Get instant insight and easily deposit money or plan a withdrawal. Use the Rabo App or Rabo Online Banking.
Save safely with a notice period
When you withdraw money, a notice period of at least 90 days applies. This works like a time slot. After this period, we automatically transfer your money to your account.
Protect your money with the Dutch Deposit Guarantee
The Dutch Deposit Guarantee automatically protects your money in this account. Together with other accounts in your name, up to €100,000 per account holder per bank.
Learn more about Rabo Notice Savings
See how much interest you earn
The interest rate is variable. This means it can go up or down at any time. It can also become negative. In that case, you pay interest. The interest rate depends on the amount of savings you have. We divide your savings into tiers. Each tier may have a different interest rate.
Please note: these tiers and interest rates apply from October 15, 2025, and may change.
Example: If you have €125,000 in savings, you earn:
Receive your interest
We calculate interest up to December 31. In January, we credit this interest to your account. This is the interest you earned in the previous year. You also receive it in January if you already withdrew your savings earlier.
If you want to withdraw money, you must plan this at least 90 days in advance. During these 90 days, the money stays in your savings account. We call this the notice period. This usually gives you a higher interest rate than, for example, a Rabo Savings Account. Your money also stays safely behind a time slot.
You cannot access this money right away. Make sure you keep a buffer (Dutch) in a savings account where you can access your money directly.
You can easily plan a withdrawal in the Rabo App or Rabo Online Banking. On the selected date, we automatically transfer the money to the account you choose.
During the 90-day notice period, the amount you want to withdraw stays in your savings account. Keep the following in mind:
With automatic saving, you easily set money aside. It is a smart way to save toward your goal without having to think about it. You can set up automatic saving when you open this savings account, or add it later.
Get started with Rabo Notice Savings
Open Rabo Notice Savings
Easy, online, and free.
Transfer money
Do this as often as you like.
Check your savings
Always Online insights in your Rabo Notice Savings
Withdraw money
Plan this at least 90 days in advance.
Save with Rabo Notice Savings for your child
You can open Rabo Notice Savings from age 18. Do you want to open this account for a minor child? You can only do this in your own name. You then own the savings and can gift the money later. Please keep gift tax in mind.
Do you prefer to save in your child’s name? Then Rabo Goal Savings may be an option. You lock in the savings and get a fixed interest rate per deposit.
FAQ
Read the terms for Rabo Notice Savings
Please read the terms carefully before opening Rabo Notice Savings. This helps you avoid surprises. You can find the guidelines for the number of additional savings accounts below.
Ready to start with Rabo Notice Savings?
If you have questions about our products, chat with us via the button at the bottom of the page.