Rabo Basic Package

The Rabo Basic Package makes day-to-day payments easy and convenient. It includes a credit card for making secure payments online and worldwide.

    Includes a debit card, online banking and contactless payments Credit card with a monthly credit limit of €1,000 and 180 days’ purchase protection insurance* Includes flight and baggage delay insurance
€ 4.95
monthly
Chosen by more than 1,000,000 customers

Arranged online within a few minutes

Arranged online within a few minutes

* This is subject to certain conditions. You can read more about this below.

debit + creditcard

Our most affordable payment account with a credit card

You want a payment account for day-to-day banking. You want the freedom to pay the way you want, and an app that lets you check your finances anywhere. You also want a credit card with a monthly spending limit of €1,000 for online shopping or vacations. In that case, the Rabo Basic Package is right for you.

Why you should choose a Rabobank payment account

Tekening van mensen bij een wereldbol

Investing in society together

We don’t have shareholders, but members. This means we don’t have to share our profits with other shareholders. Instead, our members help us decide how and where to invest part of our profits in society.

Tekening van een mobiele telefoon met gegevens

Rabo App: one of the world’s top 10 banking apps

The Rabo App is the only Dutch banking app to rank among the top 10 best banking apps in the world. With the Rabo App, banking securely on your phone or tablet is simple.

Mobiel met spaarpotgleuf waar geld in valt

Free switching service

Have you opened a new payment account? Our handy switching service ensures that direct debit payments from your old payment account are automatically collected from your new account.

How to open a Rabo Basic Package

Arranged within minutes

surfer
1

Download the app

Go to the app store and search for 'Rabobank'.

app
2

Open the Rabo App

Open the Rabo App and click on ‘Open a payment account’.

id-kaart met vergrootglas
3

Fill in your personal details

You need a valid passport or identity card for this.

Rabo Scanner en betaalpas
4

View your confirmation

You’ll be confirmed immediately. Your debit card, credit card, PIN code(s) and Rabo Scanner will be delivered to your home within three working days.

Mobiel met spaarpotgleuf waar geld in valt
5

Activate your debit card and credit card

You now have everything you need to start using your payment account!

6
6

Let your money roll!

Rabo Basic Package terms and conditions

Frequently asked questions about the Rabo Basic Package

Our rates and terms have changed on June 1, 2025.