Rabo Basic Package
The Rabo Basic Package makes day-to-day payments easy and convenient. It includes a credit card for making secure payments online and worldwide.
* This is subject to certain conditions. You can read more about this below.
Our most affordable payment account with a credit card
You want a payment account for day-to-day banking. You want the freedom to pay the way you want, and an app that lets you check your finances anywhere. You also want a credit card with a monthly spending limit of €1,000 for online shopping or vacations. In that case, the Rabo Basic Package is right for you.

Why you should choose a Rabobank payment account

Investing in society together
We don’t have shareholders, but members. This means we don’t have to share our profits with other shareholders. Instead, our members help us decide how and where to invest part of our profits in society.

Rabo App: one of the world’s top 10 banking apps
The Rabo App is the only Dutch banking app to rank among the top 10 best banking apps in the world. With the Rabo App, banking securely on your phone or tablet is simple.

Free switching service
Have you opened a new payment account? Our handy switching service ensures that direct debit payments from your old payment account are automatically collected from your new account.
How to open a Rabo Basic Package
Arranged within minutes

Download the app
Go to the app store and search for 'Rabobank'.

Open the Rabo App
Open the Rabo App and click on ‘Open a payment account’.

Fill in your personal details
You need a valid passport or identity card for this.

View your confirmation
You’ll be confirmed immediately. Your debit card, credit card, PIN code(s) and Rabo Scanner will be delivered to your home within three working days.

Activate your debit card and credit card
You now have everything you need to start using your payment account!
Let your money roll!
Rabo Basic Package terms and conditions
View the terms and conditions for payment and online services