Rabo Basic Package

You can also apply for a joint Rabo Basic Package. Pay easily and securely with our credit card, worldwide and online.

    With 2 debit cards and internet banking 2 credit cards with a spending limit of up to €1,000 and 180 days’ purchase protection insurance for credit card purchases* Free Switching Service
€ 7.40
monthly

* Credit card terms and conditions apply. Find out more below.

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Our most affordable account you can use together, with credit card included

What if you both want a payment account for day-to-day banking? Then the Rabo Basic Package is a good choice. You can pay as you want and simply use the app, whenever, wherever. You’ll also both receive a credit card with a spending limit of €1,000 per month – ideal for online shopping or going on holiday.

Why you should choose a Rabobank joint payment account

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Rabo App: one of the world’s top 10 banking apps

The Rabo App is the only Dutch banking app to rank among the top 10 best banking apps in the world. The Rabo App makes banking securely on your phone or tablet simple.

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Online access at all times

Manage your banking matters quickly and securely online, via our website or the Rabo App. Check your banking wherever and whenever you want. What’s more, we help you think about your financial future.

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Free Switching Service

Do you have a new payment account? Our Switching Service will ensure that direct debit payments from your old account are automatically collected from your new payment account. So handy!

How to open a Rabo Basic Package

Step 1

Start the application, identify yourself and choose whether you also want to apply for a credit card.

Step 2

We will contact you within 3 working days to arrange the payment account.

Step 3

Once your application has been approved, your debit cards, PIN codes, and Rabo Scanner will be delivered to your home within 3 days.

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Step 4

Activate your debit cards. You now have everything you need to start using your payment account!

Terms and conditions

FAQs about a joint account

Our rates and terms have changed on June 1, 2025.