Updates Rabo Internet Banking

Rabobank constantly updates Rabo Internet Banking (Professional). See what will change for you.

What has changed for you?

Easier search for transactions

It is now even more easy to find transactions because the search functionality has been extended with a few new possibilities:

  • Searching for transactions in all your accounts.
  • Searching for the last (intraday) transactions in all your accounts via ‘Transactions today’.
  • The advanced search options are extended with Mandate reference, Creditor reference, End-to-end identification, Batch identification and Payment return reason code.
  • You can export the search results to a CSV file. The search result can contain a maximum of 10.000 transactions.

The extended search function is available via Payment & Savings – Account overview – select an account – search a transaction via Advanced search.

Compress transactions in your Transaction overview

With Compress transactions you can compress credited transactions of the same product into a single booking in your Transaction overview. Your transaction overview will be more concise if you receive a lot of booked transactions of the following products:

  • iDEAL
  • Accept Giro
  • cancelled Euro Direct Debits

This functionality has already been available for downloading the account and daily account statement since April 2018. You activate this new option in Rabo Internet Banking Professional via Payment & Savings – Self service – Internet and mobile banking - Compress transactions. Subsequently you can indicate on the page ‘Transaction overview’ and ‘Download transactions’ which transactions you wish to compress.

Calculation of your spending limit has changed

The spending limit has changed in your account and transaction overview. In addition to the actual balance and any credits on your account, the spending limit consists of:

  • Reservations like iDEAL payments, ATM use abroad and refueling at an unmanned gas station
  • Restrictions like bank guarantees or seizure.
  • Extensions like extra credit.
  • Balance compensation.

This means a more realistic insight of what you can spend. Therefore the balance may be higher of lower than your initial expectation.

You can see the spending limit by a mouse over if you have the cursor on the balance of your account.

Delete order from batch

In Rabo Internet Banking Professional you can delete a payment or direct debit order from an imported batch. You can ‘amend a batch’ as long as:

  • no first and second signature has been placed.
  • the imported batch has not been processed.

The details of the deleted order will show who removed the order and when. You can delete an order via Payment & Savings – Order files – View order file – View batch.

A user needs the authorization ‘Amend batch’ to delete orders from a batch. With the right authorizations the user can amend batches for the accounts he is authorized for. You set the authorization ‘Amend batch’ via Payment & Savings – Self service – Authorisations – Users and authorisations – User overview – Generic authorisations, option ‘Amend batch’.

Payment orders in foreign currency

If you have a payment order in a foreign currency, you will now first see the corresponding currency at the orders in orders to be send. The indicative amount in Euros is listed below. The total amount of the selected orders also indicates of which currencies it consists. When signing, the Rabo Scanner shows the currency in which the order is executed if the total of all orders consists of 1 currency. The amount on the Rabo Scanner is in Euros if the total of orders consists of multiple currencies.

Value balances in Balance overview

In march the end-of-day download formats in Rabo Internet Banking Professional were extended with the value balance. From now on the value balance is also available in the Balance overview.

What is going to change for you?

Change reporting formats CAMT.053 and CAMT.052

In the fourth quarter of 2018 we will change the CAMT.053 and CAMT 0.52 reporting formats. With these changes we comply with the guidelines of the SWIFT Common Global Implementation (CGI). The most important changes are:

  • Maintenance of the original related party and related agent fields for reversed transactions
  • Expansion of balance type PRCD
  • Change of balance type OPBD
  • New tags Transaction Amount and Proprietary Amount
  • Modification of the Creditor Scheme Identification

We advise you to check if your accounting package or ERP-system can process these changes.

Read more information about the formats CAMT.053 and CAMT.052

Change reporting formats MT940 Structured and MT942 Structured

In the fourth quarter of 2018 we will expand the MT940 Structured and MT942 Structured with new information. The most important changes are:

  • New sub field with unique Rabobank reference in field 61
  • Modification of the transaction type codes
  • New code words in field 86

We advise you to check if your accounting package or ERP-system can process these changes.

Read more information about the formats MT940 Structured and MT942 Structured

Address details of payers no longer available

If you are using address details of payers to reconcile incoming payments with outgoing invoices in your accounts, please be advised that - starting from 1 January 2019 - we will no longer provide the address details of payers in our download formats. This decision has been agreed between all Dutch banks. This step may have implications for the administrative processing of your incoming payments.

How does this affect you?

  • Starting from 1 January 2019, incoming payments into your account will no longer specify payer address details. This applies to download formats CAMT.052, CAMT.053, SWIFT MT940 Structured and SWIFT MT942 Structured.
  • Check to see if your accounting software correctly processes your incoming payments, even where no customer address details are stated. For further details, please speak to your software supplier.
  • Consider alternative payment methods, such as direct debits, iDEAL (with or without QR code) or payment requests. This will enable you to establish the payment reference of each payment yourself, whilst increasing the likelihood of automated processing of these payments in your accounts.

Find out more about receiving money and our payment methods

Your account information available every day

From the fourth quarter of 2018 we will deliver your digital account statements and file formats per calendar day. As a result you will be able to view your payment transactions of the last calendar day. You can find more information of what is going to change at www.rabobank.nl.

Phasing out BTL91

As of May 1, 2019 you can no longer use BTL91. For payment orders you can use the format Generic Payment File (PAIN.001). We advise you to you use the format Generic Payment File already.

Read more about the differences between BTL91 and Generic Payment File

Overview of all changes

August 2018

Below are the changes that have taken place in Rabo Internet Banking.

Easier search for transactions

It is now even more easy to find transactions because the search functionality has been extended with a few new possibilities:

  • Searching for transactions in all your accounts.
  • Searching for the last (intraday) transactions in all your accounts via ‘Transactions today’.
  • The advanced search options are extended with Mandate reference, Creditor reference, End-to-end identification, Batch identification and Payment return reason code.
  • You can export the search results to a CSV file. The search result can contain a maximum of 10.000 transactions.

The extended search function is available via Payment & Savings – Account overview – select an account – search a transaction via Advanced search.

July 2018

Below are the changes that have taken place in Rabo Internet Banking.

Other calculation of your spending limit

The spending limit has changed in your account and transaction overview. In addition to the actual balance and any credits on your account, the spending limit consists of:

  • Reservations like iDEAL payments, ATM use abroad and refueling at an unmanned gas station
  • Restrictions like bank guarantees or seizure.
  • Extensions like extra credit.
  • Balance compensation.

This means a more realistic insight of what you can spend. Therefore the balance may be higher of lower than your initial expectation.

You can see the spending limit by a mouse over if you have the cursor on the balance of your account.

Delete order from batch

In Rabo Internet Banking Professional you can delete a payment or direct debit order from an imported batch. You can ‘amend a batch’ as long as:

  • no first and second signature has been placed.
  • the imported batch has not been processed.

The details of the deleted order will show who removed the order and when. You can delete an order via Payment & Savings – Order files – View order file – View batch.

A user needs the authorization ‘Amend batch’ to delete orders from a batch. With the right authorizations the user can amend batches for the accounts he is authorized for. You set the authorization ‘Amend batch’ via Payment & Savings – Self service – Authorisations – Users and authorisations – User overview – Generic authorisations, option ‘Amend batch’.

June 2018

Below are the changes that have taken place in Rabo Internet Banking.

Payment orders in foreign currency

If you have a payment order in a foreign currency, you will now first see the corresponding currency at the orders in orders to be send. The indicative amount in Euros is listed below. The total amount of the selected orders also indicates of which currencies it consists. When signing, the Rabo Scanner shows the currency in which the order is executed if the total of all orders consists of 1 currency. The amount on the Rabo Scanner is in Euros if the total of orders consists of multiple currencies.

Value balances in Balance overview

In march the end-of-day download formats in Rabo Internet Banking Professional were extended with the value balance. From now on the value balance is also available in the Balance overview.

Select and download Orders to be sent

In Rabo Internet Banking Professional you can download an overview in PDF format of the orders to be sent before you sign them. This overview shows the details per order including the description. Besides the overview of all orders you can also download an overview of a specified selection orders to send.

May 2018

Below are the changes that have taken place in Rabo Internet Banking.

Download daily statements without empty pages

If there are no transactions on a book day, a daily account statement will still be made. Don’t you want any empty daily statements in your download? You can set this new option. In this case the serial numbers of your daily statements will possibly not adjoin. This new option can be set per user and applies to all accounts. In Rabo Internet Banking Professional you can set the new option via Payment & Savings – Self service – Internet and mobile banking - Set account statements without empty pages.

April 2018

Below are the changes that have taken place in Rabo Internet Banking.

Transaction information for an iDEAL payment

After an iDEAL payment you will now get extra information such as the complete account number and pass number of the pass with which the payment is done. The information can be found in the description of the iDEAL payment in your Transaction overview and on your Account statement, Daily account statement and other download formats. This applies to internet banking and the App. You can easy find out who made the iDEAL payment. This was a much heard wish which we have fulfilled.

Insight in your balance history

The Balance History provides an actual insight in all business payment accounts of your company. This gives you more financial insight and overview for a period of 31 days and 1, 2 or 5 year in the past. The Balance History provides insight in:

  • The balance of the account at the end of the concerning day or month.
  • The total of incoming and outgoing payments per day or per month.
  • The credit facility if you have one.

In the Balance History there will only be accounts that hold the name of the company with which you are logged in. Any private accounts or accounts of other companies which are concluded in the agreement, are not shown.

For the time being the Balance History is only available in Rabo Internet Banking business edition. At a later time it will also be available in the App and in Rabo Internet Banking Professional. You find this new possibility via the menu of Payment & Savings – Account overview – menu option Balance History.

View your balance history

Compress transactions

With Compress transactions you can compress credited transactions of the same product into a single booking when you download your account and daily account statement. Your Account and Daily Account will be more concise if you receive a lot of booked transactions of the following products:

  • iDEAL
  • Accept Giro
  • cancelled Euro Direct Debits

You activate this option in Payment & Savings – Self service – Internet and mobile banking - Compress transactions. Subsequently you can indicate on the page ‘Download transactions’ which transactions you wish to compress when you want to download an Account or Daily Account Statement.

Shortly you can also compress transactions in the Transaction overview.

March 2018

Below are the changes that have taken place in Rabo Internet Banking.

Value Balance in end-of-day download formats

We have added the field ‘Value Balance’ to the end-of-day download formats in Rabo Internet Banking Professional. We deliver these optional fields in the file formats MT940 Structured and CAMT053. You will have insight into the currency balance per book date and their currency balance in the future. We advise you to check whether your accounting package can process the relevant fields.

Read more about the changed file formats

BTL91 via Order files

In Rabo Internet Banking Professional you now can import the BTL91 files via both ‘Order files’ as ‘Other payment files’. If you used to import via ‘Other payment files’ and are going to import via ‘Order files’, you will notice the following differences:

  • Place 2nd signature isn’t per payment but per batch.
  • After importing you can view the payments per batch.
  • You can download a PAIN.002 file for rejected payments in a BTL91 file.

The possibility to import via ‘Other payment files’ will expire shortly. The menu option will remain available to view the previously imported files. As of May 1, 2019 you cannot use BTL91 any longer. To import payment files we advise you to use the format PAIN001.001.03.

February 2018

Below are the changes that have taken place in Rabo Internet Banking.

New import format

There is a new format to import your payments: Generic Payment File. The Generic Payment File is a format that is suitable for multiple types of payments. This payment order file may contain batches with Euro payments, Urgent payments and World payments. The payment initiating format is pain.001.001.03 (the current payment initiating format for Euro payments). The Generic Payment File is a good substitution for the format BTL91. The format BTL91 expires as per 1-5-2019. The benefits of Generic Payment File are:

  • Multiple batches with multiple types of payment in one batch
  • You receive rejections in PAIN.002-format via your connection with the Rabobank

Read more information about Generic Pain

Euro files is now called Order files

In Rabo Internet Banking Professional the name of ‘Euro files’ has changed to ‘Order files’. From now on you import your files via Payment & Savings, menu option ‘Order files’.

January 2018

Below are the changes that have taken place in Rabo Internet Banking.

Audit trail authorisations

You can download an overview of the current and given authorisations in the past. The overview contains the audit trail of a specific period for the following data:

• The general information about the agreement. These are the changes of the set limits in your agreement.
• The account authorisations per user.

The overview can be requested for a maximum period of two months. The audit trail is available from June 2017. You can download an authorisation overview via Self service – Authorisations – Authorisation overview.

Daily account statement for savings account

You can download a daily account statement for your savings account too. It was already possible for account statements. There have also been some small changes in the layout of the pdf of both the account statement as well as the daily account statement. The content is still the same. You can download the statements via Payment & Savings – Download transactions.

Place 2nd signature

In Rabo Internet Banking Professional the page ‘Place 2nd signature’ is renewed. The page has a different look and feel and the layout is clearer. In addition the ascription of the account or alias has been added.

New download format CSV

A new download format is available: CSV (.csv). This download format replaces the download format ‘Text file comma separated’ (.txt) which expires per 2018-09-01. The download format CSV allows you to download statements:
- From last download
- Specific month
- Specific date range
- Last closed book day
- Last download within current book day The download format can be used to export the data to Excel. You can find the new download format via Payment & Savings – Download transactions.

Do you want to know if the new CSV format is supported bij your accounting software? Please contact the supplier of your accounting software.

Click here to read more about CSV

Copy account authorisations and limits

For a user you can copy the set account authorisations and limits from an account to one or more accounts. As a result you can arrange the settings for multiple (new) accounts in one go. Accounts that are not yet linked to the user will be added after copying and saving, with the chosen authorisations and limits. You can choose to select the option all ‘Coupled accounts’ or all ‘Uncoupled accounts’. Copying the account authorisations and limits is possible for active current accounts in euros.

You can copy the account authorisations and limits to all types of accounts so also to an account in foreign currencies.

You set the account authorisations and limits via Authorisations – Users and authorisations – select the user – tab ‘Account authorisations’. Choose the button with the three dots beside the account to be copied.