Rabo Free

1. Download the Rabo App
2. Apply for Rabo Free (± 5 minutes). You’ll need your ID card or passport.
3. Activate your debit card – ready to use.

Everything is arranged without paperwork, clearly and quickly.

For everyone aged 18 to 25. Whether you're studying, working, or still exploring what you want.

Until your 25th birthday. After that, you’ll automatically switch to a payment package that suits the next phase of your life.

No, overdraft is not possible. Would you like that option? Then a different payment package would suit you better.

Do you already have a Rabo Youth Account? Then you don’t need to do anything. As soon as you turn 18, we’ll automatically convert it to Rabo Free. When you turn 25, we’ll switch Rabo Free to a payment package that better suits your situation.

Add your debit card to Apple Wallet or Google Wallet. Activate it via the Rabo App and you can start paying with your phone right away.

Certainly. You can apply via the Rabo App. Please note that income requirements and a credit check apply. The credit card costs €1.25 per month.

Absolutely! You can make payments and withdraw cash worldwide. Additional fees may apply outside the EU.

Yes. Rabo Free is available to all young people aged 18 to 25. That includes all students within this age range.

Yes, we will automatically switch your Rabo Student Package to Rabo Free for you. You don't need to do anything for this.

Not at all! With the switching service, we make sure your payments and direct debits are automatically transferred. You hardly have to do anything. We take care of it for you—without any hassle.

Open a Rabo Free account during the Promotional Period and for a limited time receive a gift of €75 in your account.

The Promotion for €75 in your account runs from 24 November 2025 to 29 March 2026. Opening a Rabo Free account during the Promotional Period results in automatic participation in the Promotion. For more information, see the Promotional Terms and Conditions.

Payment of the €75 will take place on the first working day of a new month after opening the account.

Yes, participation is open to new and existing Rabobank customers who do not yet have a private payment account with Rabobank, are aged 18 to 25, and open a Rabo Free account during the Promotional Period.

Existing customers with a Rabo Youth Account who are 18 years of age are automatically converted to Rabo Free and are excluded from participation. This is because they already have a private payment account with Rabobank.

Yes. If the Participant reaches the age of 25 during the Promotional Period or the Rabo Free is converted to another Rabobank package, the Participant will still receive the payment, provided that the Participant met the Promotional Conditions when opening a Rabo Free account during the Promotional Period.

No, participation in the Promotion is free of charge.