Private Banking for Mares The Hague
Interested in an apartment or penthouse in Mares? It's important to know what to expect. Buying a new-build home is a bit different from purchasing an existing one. Our advisors are here to guide you through the process. We don't just help with your mortgage; we also assist with decisions about additional work. Plus, you'll automatically receive a sustainability discount. Our offer is valid for an extended period, giving you plenty of time, which is especially useful if construction takes longer than expected.
Mares The Hague by the sea
At an exceptionally beautiful location at the Third Harbor in The Hague by the sea, directly on the coast and adjacent to the vast nature reserve Westduinpark, a unique residential building will rise with 98 luxurious owner-occupied apartments. That is Mares. Mares offers nothing less than the very best living by the sea.
Mares Gallery
In the Mares Gallery, designed by interior architect Pieter Laureys of TKI, you can get inspiration for the interior of your future home. Make an appointment with one of the brokers from Frisia Makelaars or Netherlands Sotheby’s International Realty in the Mares Gallery at Hellingkade 230 in Scheveningen and experience Mares The Hague by the sea. You are also always welcome during the regular walk-in moments on:
Team Mares: tailored advice and personal contact
Our private bankers Carola den Otter Stigter, Jacqueline Aalberts, and Christian Kautz are aware of the development of the exclusive residential building Mares at the Third Harbor in The Hague. One of them will be your main point of contact and will give you advice that suits your personal situation.
Discount on your mortgage interest
The apartments and penthouses in Mares are energy-efficient. This not only saves on your energy costs but also contributes to a better environment. That is why we offer you an attractive sustainability discount on your mortgage interest. Do you also have an active payment account with Rabo? Then you get an additional payment package discount. This way you benefit from a lower mortgage costs every month.
How does a mortgage work for new construction?
Construction deposit
Since Mares still needs to be built, you use your mortgage mainly for the purchase of the land and for the costs during construction. In new construction, the construction costs are paid from a construction deposit.
Construction interest
You pay construction interest during the construction to the contractor and mortgage lender. The construction interest consists of a financing fee and deferral interest. The financing fee includes the costs incurred by the contractor during the period before you sign the purchase contract, such as the purchase of the land and building materials. The interest on the financing fee is often included in the purchase price and therefore not tax-deductible. If you finance this amount, the interest is tax-deductible. Deferral interest is paid over the period between signing the contractor agreement and the moment you sign the mortgage deed. This interest is tax-deductible.
Double housing costs
You often have to deal with double housing costs during the period that the new house is being built. If you have savings, you can use them to pay these costs. Do you have a home with surplus value and want to use this already? Then the Bridge Mortgage might suit you. Rabobank advances the surplus value of your current home. With a Bridge Mortgage, you only pay interest. This way you have extra monthly costs. Sometimes it is possible to finance part of the double costs.
Costs for new construction
In new construction, you often do not pay transfer tax because the house is delivered free of charge. You also usually do not pay appraisal fees and brokerage fees. Costs for any additional work are the extra work carried out during construction on top of the standard delivery of the house, such as a different kitchen or extra sockets. The costs of additional work can be financed in your mortgage. In addition to the purchase costs, you also have to deal with advice and closing costs. These are the costs for advice and guiding the mortgage application and the associated insurance. In new construction, you pay notary fees for the mortgage deed. The notary prepares this deed and arranges the registration with the Land Registry. In new construction projects, it is common for the project notary to handle both the transfer and the mortgage deed.
The cooperative Private Bank...
The cooperative Private Bank...
Stands for... A down-to-earth bank that not only has its head but also its heart in the right place. Private Banking is personal attention and tailored advice to get the best out of your business and private assets. We provide solutions tailored to your personal situation and life stage.
Why Private Banking at Rabobank?
Your financial plan as a starting point
We are happy to help you make a plan for the future. With a good plan, you have a complete picture and a clear route to your financial goals and dreams. That gives you peace of mind and insight.
Your assets in good hands
Thanks to the experience and knowledge of our experts, your assets are in good hands. Our customers have benefited from solid results for years thanks to the powerful combination of risk management and scientifically based investment choices.
Always and everywhere you can view and manage your banking affairs via the Rabo App or Rabo Online Banking. Through our exclusive Private Banking Desk, you have quick contact with the right specialist. This way we are always ready to assist you."
Make an appointment at Private Banking
Are you curious about what we can do for you? Our Private Bankers Carola den Otter Stigter, Jacqueline Aalberts, and Christian Kautz are ready to help you during a no-obligation consultation.
